What is “Dental Insurance Verification”?
Teeth are an important part of our personality. Therefore, everyone takes dental services quite often these days. As important it is having a nice smile these days, it’s also important to check that you have the best dentist on board for these services. Now, everyone must have been asking you to take a dental insurance plan. Now, what is it exactly?
What is a dental insurance plan?
You will be glad to know that dental insurance is provided these days for all kinds of services such as annual cleanings, sealants, and X-rays. Of course, it’s quite exciting, but you have to pay a monthly premium in return for the insurance company bearing such costs.
You have to pay some of these costs which are known as the deductible and out of the rest of the costs, 70-80% is borne by the insurance company. You just need to take a good insurance plan which will take care of all your expenses including those for annual expenses such as crowns, inlays, and bridges. These dental insurance policies, however, have a major condition, that they won’t pay any portion of your cosmetic dental procedures such as teeth whitening. Although these procedures are considered necessary for you, your teeth are not affected by these procedures and hence no costs are reimbursed.
Now, there is a bigger picture to all of this. Although someone might have availed the plan, he/she may send someone else to avail of such services on their behalf. This is where dental insurance verification comes into the picture.
Now, what does a Dental Insurance Verifier do? Advantages of availing such services
Get all the information beforehand: There is also authorization required from the insurance company before performing certain dental procedures for the patient. Now, all this authorization and patient verification are done by the dental insurance verifier. This eases out things for the dentist who can focus on the job at hand leading to efficiency in his work.
No claims denied: The dentist can be confused as to what part of his costs are borne by the insurer and insured respectively. The dental insurance verifier actually checks the patient and his plan. Such an organization checks that the insured is just taking the benefits up to the amount of the plans taken by him.
The dentist does not have to be bothered about any of the insurance claims rejected by the insurance company which can actually lead to unpaid costs piling up for him. In fact, as soon as the appointment is fixed by a patient with a dentist, the dental insurance verifier working on behalf of the latter checks the necessary insurance information about the patient.
No process before the waiting period: Believe it or not, dental insurance plans have some waiting periods prescribed before some dental procedures can happen for a patient. For example, the process of root canals has such prescribed waiting periods. So, a dentist already knows whether the patient should be treated or not, for such procedures because he still has a waiting period applicable to him.
So, as a dentist, avail the services of such a dental insurance verifier organization and ease away your worries. Get all the insurance information about a patient put into your official software. Be assured that such information is true because the patient has gotten in touch with the dental insurance verifier organization.
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